Account terms, eligibility and jurisdiction
Your kartoto account is subject to our full terms of service, which cover account creation, gameplay, withdrawal rules and dispute resolution. Access depends on local law — where local law permits, we operate within Indonesia and serve supported regions. Your deposits via DANA, OVO, GoPay and
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QRIS are processed through verified payment partners; withdrawals require identity verification for security. We retain your account data for the duration of your membership and up to three years afterward for compliance and fraud prevention. If you close your account, we keep essential records to resolve
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outstanding transactions and disputes. Gameplay, payouts and account access are subject to our complete terms; disputes are handled through our support team first, then escalation where applicable.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.